Break ground this season. Pay over time.

A $50,000 pool, financed at 144 months at typical pool-financing rates, is roughly $470 a month. That's the difference between "maybe next year" and "let's start in April."

Estimate your monthly payment

Max term for a $50,000 project: 15 years.
Estimated monthly payment
$601 – $901
This is a general idea only, not an offer of credit or a quote. Your actual term, rate, and monthly payment depend on HFS Financial's current terms, rates, and credit approval. For accurate numbers, click here to submit your info to HFS Financial (soft pull, won't affect your credit).

About HFS Financial

We finance every pool through HFS Financial, a direct-to-consumer lender that specializes in pool and home-improvement loans. They lend from $1,000 to $450,000 with terms up to 30 years, work with a wide range of credit profiles, and let you check your rate with a soft pull that won't affect your credit score.

Loan amounts
$1,000 to $450,000
Terms
Up to 30 years
Pre-qualify
Soft pull, no score impact
Check your rate with HFS

How it works

  1. You request a quote for your pool project.
  2. We send you a quote with two paths: pay a deposit, or apply for financing.
  3. If you choose financing, you go straight to the lender's hosted application, usually 60 seconds, soft pull.
  4. The lender notifies you (and us) of your approved amount, term, and monthly payment.
  5. Because your HFS loan funds you directly, you put 50% down with Adams to book your build and pay the remaining 50% once it's complete. Your low monthly payment goes to HFS.